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IBM Safer Payments vs SAS Fraud Management comparison

 

Comparison Buyer's Guide

Executive Summary

Review summaries and opinions

We asked business professionals to review the solutions they use. Here are some excerpts of what they said:
 

Categories and Ranking

IBM Safer Payments
Ranking in Fraud Detection and Prevention
5th
Average Rating
8.0
Reviews Sentiment
7.1
Number of Reviews
2
Ranking in other categories
No ranking in other categories
SAS Fraud Management
Ranking in Fraud Detection and Prevention
12th
Average Rating
8.0
Reviews Sentiment
6.9
Number of Reviews
2
Ranking in other categories
No ranking in other categories
 

Mindshare comparison

As of January 2026, in the Fraud Detection and Prevention category, the mindshare of IBM Safer Payments is 2.6%, down from 4.2% compared to the previous year. The mindshare of SAS Fraud Management is 3.1%, down from 4.1% compared to the previous year. It is calculated based on PeerSpot user engagement data.
Fraud Detection and Prevention Market Share Distribution
ProductMarket Share (%)
IBM Safer Payments2.6%
SAS Fraud Management3.1%
Other94.3%
Fraud Detection and Prevention
 

Featured Reviews

TA
Business Technology Services at Habib Bank Ltd.
Real-time fraud prevention empowers effective decision-making
The features of IBM Safer Payments that I found most valuable are the "what if" scenarios. I find "what if" scenarios very valuable for my use cases because it's easier to simulate the rules that one would want to set up and see what the outcome would be beforehand; it doesn't take too much rework or effort. I have used the transaction scoring feature of IBM Safer Payments. IBM Safer Payments adaptive machine learning models are still under review for improving the accuracy of fraud detection over time; it's not yet been fully realized because the more data you have, the better it is. Currently, the data is being populated, and it's too early to make definitive conclusions. The ability to process large volumes of transactions in real-time for my organization is very important; that will become even more important once we are doing real-time monitoring and scoring. I have benefited from the comprehensive reporting and visualization tools offered by IBM Safer Payments; they are lovely. These tools have assisted in optimizing my fraud prevention strategies because we are still building on a few things, but once you have a 360 view of the customer's transactional history, it's easier to build in rules for flagging anything that comes out of the ordinary, whether it's in terms of the number of transactions, the volume of the transactions, the location of the transactions, or all of them together. It brings in a lot of visibility into the transactional history and patterns for each customer.
reviewer1562526 - PeerSpot reviewer
Head of Practice at a tech services company with 501-1,000 employees
Scalable and easy to use but could have better technical support
The solution is very stable. There are no bugs or glitches. It doesn't crash or freeze. It's reliable and the performance has been very good so far. That said, from my perspective, has had some issues with stability and performance issues in that they have a lot of data and it has some indexing and mechanisms that work a bit slow.

Quotes from Members

We asked business professionals to review the solutions they use. Here are some excerpts of what they said:
 

Pros

"It's a very fast solution. It can make decisions in 10, 20 or 30 milliseconds. Another feature is that it's a white-box solution. Our clients can see the system's operation, including the rules influencing each decision. Additionally, it's an omnichannel solution capable of utilizing information from various digital channels such as card processing, mobile banking, web banking, APMs, and others."
"This feature has influenced my decision-making processes because IBM is a big player in this market, and we were looking for someone who could handle the number of transactions that we have, support us, and also had a local presence in the market."
"The solution is easy to use."
"The security is also very good."
 

Cons

"My experience with the initial setup of IBM Safer Payments was complex. It was complex because without pre-built-in templates, you need to build integration with different systems."
"The tool should enhance its reporting interface by adding more graphical elements like charts, diagrams, etc. Customers now want more vibrant visuals—bright charts with larger tables, perhaps incorporating animations and 3D elements. Sometimes, it's challenging to explain to customers why the current solution, while good, lacks these kinds of visuals."
"Occasionally, there are some mechanisms that can work a bit slow."
 

Pricing and Cost Advice

"I rate the solution's pricing a seven out of ten."
"If your company has the budget, I would absolutely recommend SAS."
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Top Industries

By visitors reading reviews
Financial Services Firm
43%
Computer Software Company
13%
Manufacturing Company
6%
Media Company
4%
Financial Services Firm
22%
Comms Service Provider
18%
Computer Software Company
10%
Educational Organization
8%
 

Company Size

By reviewers
Large Enterprise
Midsize Enterprise
Small Business
No data available
No data available
 

Questions from the Community

What needs improvement with IBM Safer Payments?
I haven't looked at IBM Safer Payments in that detail, so I wouldn't be able to answer what areas need to be improved or enhanced. I would suggest improving the integration because given that IBM S...
What is your primary use case for IBM Safer Payments?
My usual use cases for IBM Safer Payments involved real-time fraud monitoring of near real-time, not real-time, near real-time fraud monitoring on debit and credit cards, as well as mobile and inte...
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Overview

 

Sample Customers

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Find out what your peers are saying about IBM Safer Payments vs. SAS Fraud Management and other solutions. Updated: December 2025.
879,768 professionals have used our research since 2012.