Broadcom EMV 3-D Secure (3DS) vs Experian Crosscore comparison

Issuers and merchants rely on the 3-D Secure (3DS) protocol in the fight against “card-not-present” (CNP) fraud. You may recognize brands such as Mastercard SecureCode®, Verified by Visa, American Express SafeKey® and Discover ProtectBuy—all of which are 3DS implementations.

CA Technologies, A Broadcom Company (then Arcot) co-invented 3DS in partnership with Visa in the early 2000s. With continuing development and enhancements, the protocol is known today as EMV® 3-D Secure (EMV® 3DS).

EMV 3DS was defined by EMVCo, a consortium of merchants, banks and payment organizations. Expanding the functionality of the original implementation, EMV 3DS is designed to both reduce fraud and streamline the customer experience, regardless of device.

CrossCore™ is the first smart, open, plug-and-play platform for fraud and identity services. It delivers a future-proof way to modify strategies quickly, catch fraud faster, improve compliance, and enhance the customer experience.

Fraud affects you, your customers, and your bottom line. In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage.

Experian's CrossCore is the industry’s first open fraud and identity platform. For the first time, you’re in the driver’s seat to choose the services you want, when you want them.

Get the strength you want with the flexibility you need, for more effective fraud management.