IBM Safer Payments Reviews

Vendor: IBM

4.0 out of 5

2 reviews
100% willing to recommend

What is IBM Safer Payments?

Adapt faster to changing threats and new products by dramatically shrinking the time it takes to test and deploy new profiles, rules, and models. Using a unique cognitive computing approach, IBM Safer Payments profiles the behavior of any entity and delivers best-fit analytics interactively to fraud professionals. This proven technology is already protecting some of the world's largest and most complex payment portfolios. Outthink fraud by rethinking detection.

Get the Fraud Detection and Prevention Buyer's Guide and find out what your peers are saying about IBM Safer Payments, ThreatMetrix, FICO Falcon Platform and more!

IBM Safer Payments is the #4 ranked solution in Fraud Detection and Prevention software. PeerSpot users give IBM Safer Payments an average rating of 8.0 out of 10. IBM Safer Payments is most commonly compared to ThreatMetrix: IBM Safer Payments vs ThreatMetrix. IBM Safer Payments is popular among the large enterprise segment, accounting for 66% of users researching this solution on PeerSpot. The top industry researching this solution are professionals from a financial services firm, accounting for 49% of all views.

Buyer's Guide

Fraud Detection and Prevention

June 2025

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Helped 860,168 peers since 2012

IBM Safer Payments mindshare

As of July 2025, the mindshare of IBM Safer Payments in the Fraud Detection and Prevention category stands at 3.3%, down from 5.5% compared to the previous year, according to calculations based on PeerSpot user engagement data.

Fraud Detection and Prevention

Key learnings from peers

Last updated Jun 19, 2025

Valuable Features

"This feature has influenced my decision-making processes because IBM is a big player in this market, and we were looking for someone who could handle the number of transactions that we have, support us, and also had a local presence in the market."
"It's a very fast solution. It can make decisions in 10, 20 or 30 milliseconds. Another feature is that it's a white-box solution. Our clients can see the system's operation, including the rules influencing each decision. Additionally, it's an omnichannel solution capable of utilizing information from various digital channels such as card processing, mobile banking, web banking, APMs, and others."

Room for Improvement

"My experience with the initial setup of IBM Safer Payments was complex. It was complex because without pre-built-in templates, you need to build integration with different systems."
"The tool should enhance its reporting interface by adding more graphical elements like charts, diagrams, etc. Customers now want more vibrant visuals—bright charts with larger tables, perhaps incorporating animations and 3D elements. Sometimes, it's challenging to explain to customers why the current solution, while good, lacks these kinds of visuals."