We do have a combination of areas that need improvement. We do have the integration, such as end-user integration and experience that could be better. It is not just from the response point of view; it is more from the error and error detection point of view. This is due to the fact that these are all the banking applications as used by the banking staff, not by the end-user directly. Based on the banking staff feedback, based on the staff security or maybe dealing with the capital market, there needs to be some improvement. They do provide the input growth on a daily basis in terms of what is coming in and how we receive the applications and how many we have. We've now started looking for a particular product that can make sure that it should connect with files and statements inside the product. The IO ratio, which we are looking for in terms of a report, is one of the concerns. We do monitor those details from AppDynamics, however, reporting and monitoring could be better. There needs to be more analytics. That is what we are missing from the tool point of view. We need more information geared more towards helping us in making better decisions. When you do the coding that's for a banking situation or maybe in the incidents or capital market, it becomes very important that how much time I'm investing inside the transaction. A transaction which needs to be carried out for either confirming the payments or maybe either releasing the payments - these kinds of things. What I have seen with the use, as of now, is a bit of a lag when we are running on the global cloud or the public clouds, like Azure or the Google platform. Right now, we are fighting between three different stakeholders. With the networks, we have a different chat, with the vendors we have a different chat, and with the application team, we have a different chat. This approach doesn't provide a holistic view. Everyone has their own excuses and everyone has their own reasoning and conditions. If it can be able to intelligently provide all the things we need to look at, from a data point of view, that would be very useful.
