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Issuers and merchants rely on the 3-D Secure (3DS) protocol in the fight against “card-not-present” (CNP) fraud. You may recognize brands such as Mastercard SecureCode®, Verified by Visa, American Express SafeKey® and Discover ProtectBuy—all of which are 3DS implementations.
CA Technologies, A Broadcom Company (then Arcot) co-invented 3DS in partnership with Visa in the early 2000s. With continuing development and enhancements, the protocol is known today as EMV® 3-D Secure (EMV® 3DS).
EMV 3DS was defined by EMVCo, a consortium of merchants, banks and payment organizations. Expanding the functionality of the original implementation, EMV 3DS is designed to both reduce fraud and streamline the customer experience, regardless of device.
RSA Web Threat Detection is a fraud detection platform that helps organizations identify anomalous online behavior with real time data visibility & analysis and respond on the fly to even the most sophisticated (and newest) fraud - without discouraging legitimate users from using your site. WTD's Behavioral Intelligence drives a feedback loop that continuously improves threat detection capabilities. It addresses variety of fraud types ranging from account takeover, DDoS attack and bots to wire transfer, credit card, 'Pump and dump' stock trades, Mobile and web session hijacking, Fraudulent account creation and money movement and random deposit fraud.
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