FICO is a software company based in San Jose, California and founded by Bill Fair and Earl Isaac in 1956. has become a fixture of consumer lending in the United States. In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves. FICO was founded in 1956 as Fair, Isaac and Company by engineer William Fair and mathematician Earl Isaac.
Teradata Corporation is a publicly-held international computer company that sells analytic data platforms, marketing applications and related services. Its analytics products are meant to consolidate data from different sources and make the data available for analysis. Teradata marketing applications are meant to support marketing teams that use data analytics to inform and develop programs. In early 2015, the company formed two divisions: Data & Analytics for its data analytics platforms and related services and Marketing Applications for its marketing software and related services. The corporate headquarters are in Miamisburg, Ohio.
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