This is a digital service that provides loans such as business loans, student loans, and personal loans and also facilitates bulk message sending to clients. This has reduced the gap between clients and business owners.
It also enables clients to buy products online and sell them online.
This service provides loans with low interest, for example, business loans at a rate of 8%. The application requires no papers since it is done online. Once the application is verified the loan is provided in 48 hours.
The solution has reduced the communication gap between my organization and the clients. The solution enables sending messages to clients. It supports SMS marketing of products and also can receive messages from different clients in different areas.
It enables the organization to motivate workers by sending them gift cards and also paying their salaries as the organization also has a savings account where funds are being saved for future use.
The organization uses the solution to pay utilities such as electricity, water bills, and TV subscriptions.
The solution requires no subscription fee to open an account. The dashboard display is all you need. The contents are available for the users and the clients making it easier for the user to find what they need.
On the side of a business loan application, few requirements are needed when applying for the loan. You only need a national identification ID and the business registration certificate, and these are required as photocopies.
On the side of buying data airtime and paying utilities, a 30% discount is offered on every transaction.
There should be a reduction on the interest of the high loan since, when you apply for a high business loan, high interest is required. They should offer larger loans at a relatively lower interest compared to those who get small loans.
The Visa and MasterCards processed should be of higher quality and well-designed. There has been a delay in the processing of the gift cards.
I've worked with the solution for a period of two years.
I used Chipper Cash, however, it was only offering loans.
AppNomu simplifies life as it has a variety of services in one software.
The solution is effective.