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Examples of the 83,000+ reviews on PeerSpot:

Namanya Brian - PeerSpot reviewer
CEO-founder at Tubayo
Real User
Top 10Leaderboard
It enables me to do tasks remotely and have all my payments sorted in one dashboard
Pros and Cons
  • "AppNomu's user interface is streamlined, simplifying navigation. It's easy to track all transactions from one place. You can quickly send airtime by inputting the correct country. It always goes through on time without fail."
  • "Loans take too long to process, especially business loan applications. The registration page requires a lot of data entry, which makes registering tiresome. There should be ways to export data from the web application for offline reading, The transactions cannot be exported in a CSV file for offline reading, which consumes a lot of data using the online option. The network for withdrawing money is slow sometimes when I need to process multiple transactions simultaneously."

What is our primary use case?

I use AppNomu to send airtime to employees, friends, and relatives and money internationally for a lower price than other banks. It enables me to send bulk SMS for our marketing of products, promotions, and event announcements. 

AppNomu lets me make utility payments without leaving my home or office. It is a great tool that enables me to do tasks remotely and has all my expenses and bills sorted in one dashboard. 

How has it helped my organization?

AppNomu has helped my company become more organized and enabled me to manage my employees more effectively. I can send salaries that they can withdraw at their convenience. AppNomu's bulk SMS feature has increased sales because our marketing messages generate more leads. Business loans are vital to growing our business and improving our sales.

What is most valuable?

AppNomu's user interface is streamlined, simplifying navigation. It's easy to track all transactions from one place. You can quickly send airtime by inputting the correct country. It always goes through on time without fail.

AppNomu shows me a table of transactions that have been made within a given period, such as loans, deposits, and withdrawals. Multifactor authentication helps me secure my account

What needs improvement?

Loans take too long to process, especially business loan applications. The registration page requires a lot of data entry, which makes registering tiresome. There should be ways to export data from the web application for offline reading. The transactions cannot be exported in a CSV file for offline reading, which consumes a lot of data using the online option. The network for withdrawing money is slow sometimes when I need to process multiple transactions simultaneously.

For how long have I used the solution?

I have used AppNomu for two years. 

Which solution did I use previously and why did I switch?

I was using PayPal, but it limited transactions to only a few countries in Africa that the platform supports. 

What's my experience with pricing, setup cost, and licensing?

AppNomu does not require any setup cost or any monthly pricing. You only pay for the service and products you decide to use.

Which other solutions did I evaluate?

I also evaluated Numida.

What other advice do I have?

I rate AppNomu 10 out of 10. 

Which deployment model are you using for this solution?

Public Cloud

If public cloud, private cloud, or hybrid cloud, which cloud provider do you use?

Google
Disclosure: I am a real user, and this review is based on my own experience and opinions.
Wamboga Brian - PeerSpot reviewer
Banking agent at Stanbic Bank
Real User
Top 5Leaderboard
Nice dashboard, no subscription fee, and increases communication with clients
Pros and Cons
  • "The solution requires no subscription fee to open an account."
  • "The Visa and MasterCards processed should be of higher quality and well-designed."

What is our primary use case?

This is a digital service that provides loans such as business loans, student loans, and personal loans and also facilitates bulk message sending to clients. This has reduced the gap between clients and business owners.

It also enables clients to buy products online and sell them online.

This service provides loans with low interest, for example, business loans at a rate of 8%. The application requires no papers since it is done online. Once the application is verified the loan is provided in 48 hours.

How has it helped my organization?

The solution has reduced the communication gap between my organization and the clients. The solution enables sending messages to clients. It supports SMS marketing of products and also can receive messages from different clients in different areas.

It enables the organization to motivate workers by sending them gift cards and also paying their salaries as the organization also has a savings account where funds are being saved for future use.

The organization uses the solution to pay utilities such as electricity, water bills, and TV subscriptions.

What is most valuable?

The solution requires no subscription fee to open an account. The dashboard display is all you need. The contents are available for the users and the clients making it easier for the user to find what they need.

On the side of a business loan application, few requirements are needed when applying for the loan. You only need a national identification ID and the business registration certificate, and these are required as photocopies.

On the side of buying data airtime and paying utilities, a 30% discount is offered on every transaction.

What needs improvement?

There should be a reduction on the interest of the high loan since, when you apply for a high business loan, high interest is required. They should offer larger loans at a relatively lower interest compared to those who get small loans.

The Visa and MasterCards processed should be of higher quality and well-designed. There has been a delay in the processing of the gift cards. 

For how long have I used the solution?

I've worked with the solution for a period of two years.

What do I think about the stability of the solution?

It has a stable network.

Which solution did I use previously and why did I switch?

I used Chipper Cash, however, it was only offering loans.

What's my experience with pricing, setup cost, and licensing?

AppNomu simplifies life as it has a variety of services in one software.

What other advice do I have?

The solution is effective.

Which deployment model are you using for this solution?

Public Cloud

If public cloud, private cloud, or hybrid cloud, which cloud provider do you use?

Google
Disclosure: I am a real user, and this review is based on my own experience and opinions.